Contractors Insurance

All business owners need to ensure that they are protected financially, including contractors. The type of insurance that is required depends on several factors and the type of work in which the business is engaged. Ginsberg Agency specializes in the contractor marketplace, is well versed in the specific needs and coverages specific to the industry, and offers a wide range of business insurance solutions. Coverage can be offered state-wide, including contractors insurance in Suffolk County, NY and Nassau County, NY.

We provide insurance services for contractors in a number of specialties, including electricians, plumbers, floor & tile, carpenters, and heating & air conditioning. Most contractors require property and general liability insurance to mitigate financial risks. In addition, some contractors need coverage for specific industry risks. Let an agent from Ginsberg Agency help you find a customized policy that suits your unique needs.

When you are hiring a contractor to perform work at your home or business, it is important to check that they carry contractor’s insurance. Since business and homeowners policies generally don’t cover you from liability for contract workers, you should be vulnerable to lawsuits, should a worker get injured.

Contact Us to Get Started

At Ginsberg Agency, our agents search for policies to meet the unique needs of your business, depending on the number of employees, a size of your business and type of work that is performed. Please contact us for a contractor’s insurance quote in Nassau County, NY or Suffolk County, NY by telephone or complete the form on our website.