Renters insurance is for those who don’t own a home but want to protect their personal possessions. This type of insurance not only provides protection of contents, but also includes liability coverage in the case you are sued due to your negligence. The agents at Ginsberg Agency offer renters insurance quotes in Suffolk County, NY and Nassau County, NY.

Get the Right Amount of Coverage

A good place to start is by listing and adding up the items that you want to be replaced, should they be stolen or damaged. The list serves the added purpose of creating an inventory that can be used if a claim needs to be filed. The inventory should include the items, model numbers, and where and when each item was purchased. If this is not possible the next best option is to take photographs or videos of your items and store a copy out of the home.

Anyone renting a house or apartment should have renters insurance to protect personal possessions. The landlord’s insurance covers the building, but not your personal items. Contact Ginsberg Agency for competitive renter’s insurance quotes in Suffolk County, NY and Nassau County, NY.